REAL ESTATE EXPERT
At Forge Home Consulting, we take the complexity out of Down Payment Assistance Programs and explain them in plain English so that Colorado homebuyers and first-time buyers can easily understand their options. Our team of real estate experts and mortgage professionals guides buyers step by step, helping them compare different programs, evaluate eligibility, and determine which down payment assistance best fits their home financing needs and long-term homeownership goals.
Franz Sarangaya
Founder of Forge Home Consulting
Realtor & Mortgage Loan Officer
#736162 NMLS#2624915
Franz Sarangaya’s story is one of perseverance and determination. Born and raised in the Philippines, he began his career as a real estate expert in Houston, TX, in 2007 before expanding his services to help Colorado home buyers achieve homeownership. At 25, he left college to pursue the American Dream, building and scaling a successful landscaping business before transitioning into real estate and mortgage lending.
In 2020, Franz and his wife purchased their first home with zero down, leveraging smart financing strategies to invest in additional properties. Over time, Franz transformed his experience into a mission—helping families navigate homeownership, down payment assistance, and financial freedom. With over 450 homes sold and $150M+ in loans approved, this trusted Colorado real estate and mortgage expert continues to empower buyers through strategic guidance and education.
MARK VILLANUEVA
REAL ESTATE SPECIALIST
Mark Villanueva is an exceptional Real Estate Specialist with a strong track record in preparing accurate, compliant real estate documents that meet broker and regulatory standards. He oversees daily real estate operations, ensuring every transaction runs smoothly, efficiently, and on schedule.
With a deep understanding of mortgage lending products, Mark works closely with the Program Director to support seamless communication with homebuyers. He carefully guides clients through company policies and procedures, helping ensure a smooth and successful home purchase experience. His attention to detail makes him a vital part of our real estate expert team.
LISA VO
DIRECTOR OF OPERATIONS
Lisa Vo, Director of Operations, plays a crucial role in ensuring a smooth and seamless experience for every homebuyer. From the initial loan application to the final closing, she provides clear and consistent communication, fast follow-through, and dependable support throughout the entire home financing and mortgage process.
Lisa works closely with clients to answer questions, explain complex steps, and guide them through mortgage programs, down payment assistance options, and financing solutions. Her attention to detail and dedication to excellent service help buyers feel confident and informed at every stage, making her an invaluable part of our Colorado real estate and mortgage team.
How we can help Colorado homebuyers
We help Colorado homebuyers navigate the home-buying process with expert guidance, personalized support, and access to down payment assistance programs. Our team simplifies financing, compares mortgage options, and ensures a smooth path to achieving homeownership with confidence.”
Lower Upfront Costs
Down Payment Assistance programs help reduce the amount of cash needed upfront when buying a home. At Forge Home Lending, we guide buyers through available programs that can cover part or all of the down payment, making homeownership more accessible without draining your savings.
Easier Path to Ownership
With Down Payment Assistance, qualifying buyers can purchase a home sooner instead of waiting years to save. Forge Home Lending helps you navigate grants, forgivable loans, and assistance options designed to remove common barriers to buying.
More Buying Power
Reducing your upfront costs can free up funds for closing expenses, moving costs, or home improvements. Through Forge Home Lending, Down Payment Assistance allows you to focus on finding the right home while keeping your finances balanced and secure.
