Down Payment Assistance Near You in Colorado
Colorado Mortgage & Down Payment Assistance
Get up to $25,000 in down payment assistance through CHFA, metroDPA, and more.
Zero Down mortgages, expert guidance, and tailored loan programs — all under one roof.
What We Offer
Three Paths to Colorado Homeownership
Whether you need zero down financing, a specific loan program, or down payment assistance — we have a path tailored to your situation.
Zero Down
Buy a Colorado home with no down payment. Our Zero Down program combines first and second mortgages to cover your full home purchase.
Loan Programs
FHA, VA, USDA, Conventional, and DSCR loans – tailored to your unique situation as a Colorado buyer or investor.
Down Payment Assistance
Access up to $25,000 through CHFA, metroDPA, and Colorado-specific assistance programs – grants, second loans, and more.
Our Process
How Forge Lending Works
01
Discovery Call
Free 30-minute consultation.
02
Pre-Qualification
We assess your credit and income profile.
03
Loan Approval
We handle paperwork and lock your best rates.
04
Close & Move In
Get your keys and start building equity.
WHY FORGE
More Than a Mortgage — A Strategy
Most lenders close loans. Forge teaches you how to use your loan as a wealth-building tool. We help you understand:
- The lowest-payment loan structure for your goals
- All DPA programs you actually qualify for (most lenders skip this)
- How seller concessions can cover your closing costs
- When refinancing makes sense — and when it doesn't
FREE CONSULTATION
Get Pre-Qualified for Colorado DPA in 24 Hours
Ready To Become A Homeowner?
See If You Qualify Today
Minimum 620 Credit Score. No Income Limit
$25K
Max DPA’
24hrs
Response Time
500+
Families Served
COMMON QUESTIONS
Mortgage & DPA FAQs
What is the difference between a mortgage and down payment assistance?
A mortgage is the loan that pays for your home. Down payment assistance (DPA) is a separate grant or second loan that covers your down payment — often combined with your mortgage. Forge helps you use both.
How much down payment assistance can I get in Colorado?
Up to $25,000 through programs like CHFA, metroDPA, and CHAC — depending on your county, income, and household size.
What credit score do I need?
Minimum 620 FICO. Higher scores unlock better rates and more DPA program options.
Are there income limits?
DPA programs have income limits that vary by county and household size. Our Zero Down program has no income limits.
How long does the process take?
Pre-qualification: 24 hours. Full approval: 2-3 weeks. Closing: typically 30-45 days from contract.
Do I have to be a first-time homebuyer?
Not always. Some programs (like metroDPA) accept repeat buyers if you haven't owned in the past 3 years. We'll match you to programs you qualify for.
Can I use DPA with any home?
DPA programs work with most Colorado primary residences. Investment properties and second homes are not eligible.
How do I get started?
Schedule a free 30-minute Discovery Call. We'll review your situation and map out your best path — no obligation.
REAL CLIENT REVIEWS
What Colorado Homeowners Say
Ready When You Are
Your Goals. Our Game Plan.
Schedule your free 30-minute consultation. We’ll review your credit, income, and goals — and map you to the right loan and DPA program. No pressure, no obligation.