Effective Date: April 30th, 2025
These Terms and Conditions (“Agreement”) govern your use of the Forge Home Consulting website, located at https://coloradodownpaymentassistanceprograms.com (the “Site”), any mobile applications we may develop, and any information accessed through social media platforms such as Facebook, Instagram, LinkedIn, or Twitter (collectively, the “System”). By using the Site or System, you (“you” or “your”) agree to be bound by these Terms and Conditions.
1. Acceptance of Terms
By accessing or using the Site or System, you agree to be bound by these Terms and Conditions, including any future modifications or updates. If you do not agree to these Terms, you must not use the Site or System. Forge Home Consulting reserves the right to modify or update these Terms at any time. The effective date of these updates will be reflected in the revised version of this document. We encourage you to review these Terms periodically.
2. Use of the Site
You agree to use the Site and System only for lawful purposes and in accordance with these Terms. You may not use the Site or System in any way that violates applicable federal, state, local, or international laws or regulations, or in any manner that could harm, disable, overburden, or impair the Site or System.
3. Account Registration
To access certain features of the Site or System, you may be required to register for an account. By registering, you agree to provide accurate, complete, and updated information. You are solely responsible for maintaining the confidentiality of your account information and for any activity that occurs under your account. If you believe your account has been compromised, you must notify Forge Home Consulting immediately.
4. Privacy Policy
Your use of the Site and System is also governed by our Privacy Policy, which can be accessed here. By using the Site or System, you consent to the collection and use of your personal information as described in the Privacy Policy.
5. Products and Services
Forge Home Consulting offers a variety of products and services. When you make a purchase or request services through the Site, you agree to provide accurate and complete information for all transactions. All purchases and transactions are subject to applicable fees and charges, and you agree to pay for any services or products you request.
6. Payment Terms
By submitting an order, you authorize Forge Home Consulting to charge your payment method for the agreed-upon amount. Payment for all services and products is due at the time of purchase unless otherwise specified in a contract or agreement.
7. Intellectual Property
All content, including but not limited to text, images, logos, graphics, videos, and other materials provided on the Site, is the property of Forge Home Consulting or its licensors and is protected by copyright, trademark, and other intellectual property laws. You agree not to reproduce, modify, distribute, or display any content without the express written permission of Forge Home Consulting.
8. Restrictions
You agree not to:
- Engage in any activity that disrupts or interferes with the Site or the System, including the use of viruses, malware, or other harmful code.
- Attempt to gain unauthorized access to the Site or System, or to any systems or networks connected to the Site or System.
- Use the Site or System to transmit any unsolicited advertisements, promotions, or spam.
9. Third-Party Links
The Site may contain links to third-party websites, platforms, or services. These links are provided for your convenience, and Forge Home Consulting does not endorse or control these third-party sites. You agree that Forge Home Consulting is not responsible for any content or services offered by third parties, nor for any issues arising from your interactions with them.
10. Limitation of Liability
Forge Home Consulting makes no representations or warranties regarding the accuracy, reliability, or availability of the Site or System. To the maximum extent permitted by applicable law, Forge Home Consulting shall not be liable for any damages, including but not limited to loss of data, loss of profits, or any direct, indirect, incidental, special, or consequential damages arising out of the use or inability to use the Site or System.
11. Indemnification
You agree to indemnify, defend, and hold harmless Forge Home Consulting, its affiliates, officers, employees, agents, and contractors from any claims, damages, liabilities, and expenses arising from your use of the Site, System, or any violation of these Terms.
12. Termination
Forge Home Consulting reserves the right to suspend or terminate your access to the Site or System at any time, without notice, for conduct that Forge Home Consulting believes violates these Terms or is harmful to other users of the Site.
13. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in Colorado for any dispute arising out of or relating to these Terms.
14. Dispute Resolution
In the event of a dispute, you agree to attempt to resolve the matter through informal negotiations with Forge Home Consulting. If resolution cannot be achieved informally, the dispute will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
15. Severability
If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
16. Entire Agreement
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Forge Home Consulting regarding your use of the Site and System. Any previous agreements, whether oral or written, between you and Forge Home Consulting concerning the subject matter of this Agreement are superseded by these Terms.
17. Contact Us
If you have any questions or concerns about these Terms and Conditions, please contact:
Forge Home Consulting
20333 TX-249 Chasewood, Suite 200,
Houston, TX 77070
info@forgehomeconsulting.com
SMS and Communications Terms
SMS Communications
By providing your mobile number and opting into receiving communications, you consent to receive marketing, transactional, and promotional SMS messages, which may include offers, product updates, and customer service inquiries. Message/data rates may apply. Standard message and data rates may apply for all messages sent to and from us.
Opting-Out of SMS
You can opt-out of receiving future SMS messages at any time by replying “STOP” to any text message you receive from us. After you opt-out, you may receive a confirmation text stating that you have been unsubscribed. If you need further assistance, please contact us at info@forgehomeconsulting.com.
Carriers Not Responsible
Carriers are not responsible for any messages sent or received by you through the SMS service. You agree that the mobile carrier will not be liable for any delays or failures in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator.
Eligibility
To use the SMS service, you must be at least 18 years old and a resident of the United States.
