Colorado REAL ESTATE & Mortgage EXPERTs (down payment assistance guidance)
At Forge Home Lending, we take the complexity out of Down Payment Assistance Programs and explain them in plain English so that Colorado homebuyers and first-time buyers can easily understand their options. Our team of real estate experts and mortgage professionals guides buyers step by step, helping them compare different programs, evaluate eligibility, and determine which down payment assistance best fits their home financing needs and long-term homeownership goals.
Franz Sarangaya
DIRECTOR OF SALES
Realtor & Mortgage Loan Officer
#736162 NMLS#2624915
Franz began his real estate career in 2007 and built his reputation around a numbers first approach, helping clients make confident decisions by understanding the true cost of buying. Today, as a licensed mortgage loan officer, he supports Colorado homebuyers by simplifying down payment assistance and mapping a practical loan strategy based on income, credit range, and purchase goals. His focus is simple: reduce confusion, protect your budget, and keep the process moving.
Over time, Franz transformed his experience into a mission—helping families navigate homeownership, down payment assistance, and financial freedom. With over 450 homes sold and $150M+ in loans approved, this trusted Colorado real estate and mortgage expert continues to empower buyers through strategic guidance and education.
Kenny Almendares
DIRECTOR OF MARKETING & PARTNERSHIPS
Kenny leads real estate marketing, partnerships, and lead generation for Forge. He works with sellers and realtors to increase listing visibility, create stronger demand, and help homes sell faster. On the buyer side, he helps people understand what it takes to qualify and what the next steps are—especially when they’re exploring down payment assistance and first-time homebuyer paths. Kenny creates educational content such as guides, checklists, and short videos to make the process easier to understand. He also uses modern technology—including AI tools like Claude—to plan content, write and test campaigns, and improve follow-up systems so leads get answers quickly. The goal is simple: more visibility, more qualified leads, and a smoother process for buyers, sellers, and agents.
LISA VO
DIRECTOR OF OPERATIONS
Lisa Vo, Director of Operations, plays a crucial role in ensuring a smooth and seamless experience for every homebuyer. From the initial loan application to the final closing, she provides clear and consistent communication, fast follow-through, and dependable support throughout the entire home financing and mortgage process.
Lisa works closely with clients to answer questions, explain complex steps, and guide them through mortgage programs, down payment assistance options, and financing solutions. Her attention to detail and dedication to excellent service help buyers feel confident and informed at every stage, making her an invaluable part of our Colorado real estate and mortgage team.
How we can help Colorado homebuyers
We help Colorado homebuyers navigate the home-buying process with the guidance of a trusted real estate expert. Our team provides personalized support, access to down payment assistance programs, and expert advice every step of the way. As your dedicated real estate expert, we simplify financing, compare mortgage options, and ensure a smooth path to achieving homeownership with confidence.
Lower Upfront Costs
Down Payment Assistance programs help reduce the amount of cash needed upfront when buying a home. At Forge Home Lending, we guide buyers through available programs that can cover part or all of the down payment, making homeownership more accessible without draining your savings.
Easier Path to Ownership
With Down Payment Assistance, qualifying buyers can purchase a home sooner instead of waiting years to save. Forge Home Lending helps you navigate grants, forgivable loans, and assistance options designed to remove common barriers to buying.
More Buying Power
Reducing your upfront costs can free up funds for closing expenses, moving costs, or home improvements. Through Forge Home Lending, Down Payment Assistance allows you to focus on finding the right home while keeping your finances balanced and secure.
